Expert Reviewed How to Invest In Real Estate With No Money When you invest in residential real estate, you are getting more than a home or a piece of land upon which to build a home. Real estate investment has become a popular way for people to make money, and it is not uncommon to buy a house or land without any intention of living there. Some people simply buy and hold property, waiting for it to appreciate in value before reselling it.

Sobha Sentosa Having cash for a down payment is the quick and easy way to enter the real estate market, but it’s not your only option. Many people have found ways to start investing in real estate with little or no money of their own. Options include borrowing money as well as a number of more unusual and creative paths to ownership. Steps Method Investing Without a Down Payment Look into seller financing. If the seller is motivated enough, she may be willing to make it easy for you to purchase by giving you a loan.

You could offer to make higher monthly payments instead of a down payment. You could also negotiate a deal where the seller pays your down payment to a traditional lender in order to sell the property faster. The seller might expect you to pay himher back or she may throw the down payment in for free, essentially lowering the selling price. For each of these scenarios, make sure you have a real estate attorney write up the agreement so that both parties are protected. Lease the property with the option to buy.

You can invest in real estate slowly by making payments on a lease agreement until you have the money to buy. Your payments would at least in part be credited toward the purchase price.